health insurance and tobacco use How Smoking Affects Your Premiums A 30-year-old professional applies for

A 30 year old professional applies for a 1 crore term insurance policy. He's healthy. Exercises regularly. No medical conditions. Yet his premium comes back significantly higher than Sachin Tejuja Smoking impacts more than just your health over time. It can also affect how insurers assess risk and calculate premiums. This World No Tobacco Day, taking a step toward quitting could help title Every cigarette leaves a mark on your health and your premiums. Today, take the first step toward quitting. #IndiaFirstLife #NoTobaccoDay #InsuranceCompany #Responsibilities #LifeInsurance ARN: Comp OB 02883 May2026 Disclaimer: https: www Tobacco Use and Oral Health (PCOH) PA Coalition for Oral Health

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