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High-risk industries: Common examples Here are some of the common causes that make specific industries higher risk: Nutraceuticals and supplements : High refund and dispute rates Adult content: Reputational and compliance risk Travel and ticketing: Delayed fulfillment CBD and hemp : Regulatory ambiguity Firearms and ammunition: Regulatory restrictions and reputational risk Cryptocurrency: Volatility and fraud exposure Online gaming and gambling : Chargeback-heavy and regulatory risk Debt collection: Dispute frequency Subscription boxes: Recurring billing disputes Online dating: Refund claims Forex and trading: Financial risk exposure These industries are often flagged through Merchant Category Codes (MCCs) , which signal elevated risk to processors